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CD`s - IRA`s
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 Term |
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| 6 Months -- under $100,000 - 2.85% APY --- over $100,000 - 3.25% APY * |
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| 1 Year -- under $100,000 - 3.05% APY--- over $100,000 - 3.50% APY |
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| 2 Year -- under $100,000 - 3.15% APY--- over $100,000 - 3.65% APY |
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| 3 Year -- under $100,000 - 3.20% APY--- over $100,000 - 3.75% APY |
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| 4 Year -- under $100,000 - 3.25% APY--- over $100,000 - 4.00% APY |
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| 5 Year -- under $100,000 - 3.50% APY--- over $100,000 - 4.25% APY |
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| Substantial Penalty for early withdrawal. Fees may reduce earnings. |
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| APY - Annual Percentage Yield as of 08/05/08 and are subject to change. |
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| * Does not apply to IRA`s. |
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Money Market - Personal and Business
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| Balances $1,000 to $24,999.99 - 1.50% APY |
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| Balances $25,000 to $99,999.99 - 2.00% APY |
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| Balances $100,000 to $249,999.99 - 2.75% APY |
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| Balances $250,000 to $499,999.99 - 3.25% APY |
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| Balances over $500,000.00 - 3.75% APY |
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| APY (Annual Percentage Yield) as of 07-07-08 and are subject to change. |
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| Rates are tiered based on account balances shown above. |
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| Fees may reduce earnings. Minimum opening balance is $100. |
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TexasBrand Interest Checking - Personal and Business
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| Balances $1,000 to $24,999.99 - 1.00% APY |
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| Balances $25,000 to $99,999.99 - 1.50% APY |
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| Balances $100,000 to $249,999.99 - 2.25% APY |
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| Balances $250,000 to $499,999.99 - 2.75% APY |
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| Balances over $500,000.00 - 3.25% APY |
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| APY (Annual Percentage Yield) as of 07-07-08 and are subject to change. |
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| Rates are tiered based on account balance shown above. |
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| Fees may reduce earnings. Minimum opening balance is $100. |
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Savings Accounts
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| Balances under $1,000 - 1.00% |
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| Balances $1,000 to $24,999.99 - 1.50% APY |
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| Balances $25,000 to $99,999.99 - 1.75% APY |
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| Balances $100,000 to $249,999.99 - 2.50% APY |
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| Balances $250,000 to $499,999.99 - 3.00% APY |
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| Balances over $500,000.00 - 3.50% APY |
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| APY (Annual Percentage Yield) as of 07-07-08 and are subject to change. |
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| Rates are tiered based on account balances shown above. |
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| Fess may reduce earnings. Minimum opening balance is $100. |
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