CD`s - IRA`s

Term

6 Months - $49,999 and Under = 0.65% APY, $50,000 and Over = 0.90% APY *

1 Year - $49,999 and Under = 0.95% APY, $50,000 and Over = 1.20% APY

18 Month - $49,999 and Under = 1.10% APY, $50,000 and Over = 1.35% APY

2 Year - $49,999 and Under = 1.25% APY, $50,000 and Over = 1.50% APY

3 Year - $49,999 and Under = 1.50% APY, $50,000 and Over = 1.75% APY

4 Year - $49,999 and Under = 1.75% APY, $50,000 and Over = 2.00% APY

5 Year - $49,999 and Under = 2.00% APY, $50,000 and Over = 2.25% APY

Substantial Penalty for early withdrawal. Fees may reduce earnings.

APY - Annual Percentage Yield as of 08/25/10 and are subject to change.

Interest paid by check will be at a lower rate than above.

* Does not apply to IRA`s.

Money Market - Personal and Business

Balances $1,000 to $24,999.99 - 0.50% APY

Balances $25,000 to $99,999.99 - 0.50% APY

Balances $100,000 to $249,999.99 - 0.75% APY

Balances $250,000 to $499,999.99 - 0.75% APY

Balances over $500,000.00 - 1.25% APY

APY (Annual Percentage Yield) as of 08/25/10 and are subject to change.

Rates are tiered based on account balances shown above.

Fees may reduce earnings. Minimum opening balance is $1000.

TexasBrand Interest Checking - Personal and Business

Balances $1,000 to $24,999.99 - 0.25% APY

Balances $25,000 to $99,999.99 - 0.25% APY

Balances $100,000 to $249,999.99 - 0.25% APY

Balances $250,000 to $499,999.99 - 0.25% APY

Balances over $500,000.00 - 0.25% APY

APY (Annual Percentage Yield) as of 8/25/10 and are subject to change.

Rates are tiered based on account balance shown above.

Fees may reduce earnings. Minimum opening balance is $100.

Savings Accounts

Balances under $1,000 - 0.25% APY